Why You Should Use Your Health Insurance After a Car Wreck

18 Nov Why You Should Use Your Health Insurance After a Car Wreck

After a car wreck, you will likely have to seek medical treatment. Whether you are going to the emergency room, urgent care, or to see a specialist, it is typically going to be in your best financial interest to use your health insurance.

South Carolina recognizes the Collateral Source Rule which states the at-fault party cannot benefit from the fact that you have used your health insurance to seek treatment and now may be responsible for a bill balance that is less than the amount of the original medical bill. For example, the at-fault party’s insurance company cannot extend a lower settlement amount or pay you less money because you have elected to take advantage of using your health insurance (collateral source) for your treatment.

Should you find yourself in a position where a medical provider is refusing to bill your health insurance, you may want to consider speaking with a personal injury attorney about your options.

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At the Hair Law Firm, we are dedicated to representing and fighting for you. You may reach us at at (803) 881-3711.